Small Business, Contractors, Retail/Service, Business Liability
Small Business Insurance
Covers a business’ assets, property, and income against certain losses. We customize your policy based on your specific operation and needs.
Refers to multiple policies that cover risks general contractors and other contractors face. Can combine key coverages, like general liability and commercial property, into a Business Owner’s Policy (BOP).
- Commercial Property
- Contractors Equipment
- Builders Risk Insurance for Incompetent Structures.
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Business Liability Insurance
Protects Businesses against liability claims for bodily injury and property damage arising out of premises operations, products and completed operations, advertising, and personal injury liability.
Liquor liability insurance is liability coverage for businesses that serve, sell, distribute, manufacture or supply alcoholic beverages. It’s designed to fill the gap on a basic general liability.
Workers' Compensation Insurance
An insurance that provides medical benefits and wage replacement for employees who have a job-related illness or injury. Without this coverage it leaves an employer open to personal injury lawsuits.
Protects you from accidents on highways and the loads you are carrying. It also pays for injuries and property damage you may cause others.
Commercial Real Estate Insurance
This policy protects your company’s physical assets from fire, explosions, storms, theft and vandalism loses.
When considering commercial insurance, we take a look at your current policy in place and identify your goals for the future, so we can customize a commercial coverage plan that is fitting to the future growth of your business.
We aim to transfer the risk from your personal assets to the insurance company through the use of commercial insurance policies. For a straight-talking commercial insurance team in Victoria, TX that always has your best interested in mind, contact HLG Insurance of Texas.
General liability and serves as protection for business owners.