Commercial Insurance

Small Business, Contractors, Retail/Service, Business Liability

Small Business Insurance

Covers a business’ assets, property, and income against certain losses. We customize your policy based on your specific operation and needs.

Contractors Insurance

Refers to multiple policies that cover risks general contractors and other contractors face. Can combine key coverages, like general liability and commercial property, into a Business Owner’s Policy (BOP).

  • Commercial Property
  • Contractors Equipment
  • Builders Risk Insurance for Incompetent Structures.

Retail/Service Insurance

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Business Liability Insurance

Protects Businesses against liability claims for bodily injury and property damage arising out of premises operations, products and completed operations, advertising, and personal injury liability.

Restaurant/Liquor Insurance

Liquor liability insurance is liability coverage for businesses that serve, sell, distribute, manufacture or supply alcoholic beverages. It’s designed to fill the gap on a basic general liability.

Workers' Compensation Insurance

An insurance that provides medical benefits and wage replacement for employees who have a job-related illness or injury. Without this coverage it leaves an employer open to personal injury lawsuits.

Trucking Insurance

Protects you from accidents on highways and the loads you are carrying. It also pays for injuries and property damage you may cause others.

Commercial Real Estate Insurance

This policy protects your company’s physical assets from fire, explosions, storms, theft and vandalism loses.

When considering commercial insurance, we take a look at your current policy in place and identify your goals for the future, so we can customize a commercial coverage plan that is fitting to the future growth of your business.  

We aim to transfer the risk from your personal assets to the insurance company through the use of commercial insurance policies.  For a straight-talking commercial insurance team in Victoria, TX that always has your best interested in mind, contact HLG Insurance of Texas.


General liability and serves as protection for business owners.